Petitioner
Lim
Respondent
Court of Appeals
Citation
G.R. No. 192615
Court
Supreme Court
Decided
January 30, 2013

Summary

This case involves a procedural challenge to Bank of the Philippine Islands' collection complaint filed by Assistant Vice-President Francisco R. Ramos. Petitioner spouses argued Ramos lacked authority to file the complaint and sign the required verification and certification against forum shopping. The Supreme Court held that while Ramos initially lacked express authority when the complaint was filed in 1999, BPI's subsequent execution of a Special Power of Attorney in 2008 constituted ratification of his unauthorized acts. The Court emphasized that verification and certification requirements are not jurisdictional, and substantial compliance was achieved given Ramos' high position as Assistant Vice-President and regional head. The decision reinforces principles of corporate ratification and flexible application of procedural requirements when substantial compliance is demonstrated.

Statutes applied

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