- Statute
- Civil Code
- Article
- Art. 2127
- Topic
- Mortgage
- Status
- In force
- Book
- BOOK IV Obligations and Contracts
- Title
- TITLE XVI PLEDGE, MORTGAGE AND ANTICHRESIS
- Chapter
- CHAPTER 3 Mortgage
- Formerly
- Art. 1877 of the old Civil Code
- Year
- 1949
- Cited by
- Multiple Supreme Court decisions
The provision
The mortgage extends to the natural accessions, to the improvements, growing fruits, and the rents or income not yet received when the obligation becomes due, and to the amount of the indemnity granted or owing to the proprietor from the insurers of the property mortgaged, or in virtue of expropriation for public use, with the declarations, amplifications and limitations established by law, whether the estate remains in the possession of the mortgagor, or it passes into the hands of a third person. (1877)
Intellegal Wiki · In plain terms
Spells out how far a mortgage reaches: beyond the property itself, it covers the property's natural additions, improvements, and growing fruits, plus rents or income not yet collected when the debt falls due, and any insurance payout or expropriation indemnity owed on the property. This holds whether the mortgagor keeps the property or it passes into a third person's hands.
An editorially maintained plain-language explanation of this provision — not legal advice.
Cases applying this article
- Star Two (Spv-Amc) v. Paper City Corporation of the Philippines G.R. No. 169211
- St. Raphael Montessori School v. Bank of the Philippine Islands G.R. No. 184076
- Philippine National Bank v. Spouses Bernard G.R. No. 189316