Ask your own question →
This page answers the general question. Deep Synthesis answers yours, with citations.

Answer

As a rule, the family home is exempt from execution, forced sale, or attachment (Article 155), which shields the family residence from most creditors. The exemption is not absolute — the family home may still be subjected to execution for: (1) nonpayment of taxes; (2) debts incurred before the family home was constituted; (3) debts secured by a mortgage on the premises before or after its constitution; and (4) debts due to laborers, mechanics, architects, builders, materialmen, and others who rendered service or furnished material for the construction of the building.

If the actual value of the family home exceeds the statutory limit and a creditor obtains a favorable judgment, the property may be sold on execution, but the proceeds up to the statutory amount are delivered to the family to be applied to a new family home (Article 160).

Sources & further reading

Cases on this topic

Related questions

Ask your own question →
This page answers the general question. Deep Synthesis answers yours, with citations.
Read the full report →
Research aid — not legal advice. Verify the current text against the Official Gazette. Provisions may have been amended or repealed. Using this page creates no attorney-client relationship. For legal advice, consult a Philippine lawyer.